NOTE: When visiting the credit union office on Poplar Level in Louisville,
Absolutely DO NOT park in the old Kmart parking lot. They tow! Thank you.

Whether you need help financing a new or used vehicle or boat, establishing a Home Equity line of credit, setting up an IRA, or just opening a new checking account, your Credit Union can help you. We offer a host of financial products and services to help you make the right financial decisions.  (Membership in KEMBA Louisville Credit Union is limited to  Kroger Louisville KMA employees including Central Fill, KDC employees of Zenith and Transervice, and family members of members.)    As low as 2.99% with 80% financing of NADA Clean Retail value.* Get PRE-APPROVED by applying online today ! (Be sure to send in copies of household income   for your loan application.) Lowest APR is based on credit score of at least 680  when the credit union employee pulls the report  from Transunion using  FICO-Classic04 scoring,  and financing 80% or less of the vehicle's MSRP or,  if a used vehicle,  NADA retail+options+or- mileage adjustment. Be sure to ask us about Credit Insurances,  GAP+ADR and Extended Warranty! These should be reviewed before finalizing any and all vehicle loans. *****  The "What's new" page is where you will find,  of course, What Is New! Also, Almost New! ***** Enroll with  to protect your Identity and have 24/7/365 support. Choose/Click on the name Fraud Defender in the Quick Links box to the left to start feeling safer now! Even if you are not a member of KEMBA Louisville CU, you can enroll !  *****  Do YOU KAL? (Kemba Access Line)!  You can get your balances and make transfers within the same account number. KAL is your audio response unit, 24 hour touchtone phone teller.  Please be patient and listen to the menu options before making a selection. Available World-Wide!  Phone (502) 459-3327  and Toll-Free (800) 455-3622.  KAL, the 24 hour touchtone phone teller! Ask a teller to help you get set up to use KAL. ***  Kroger employees/associates! You are personally responsible for making  changes to your payroll so that your  checking has funds and your loans get paid.  (Before clicking on any link that will take you  outside of our website,  such as the Express HR  and Kroger website links, please  read and heed the  information at the bottom of this page regarding  how such action will be taking you out of our  website and responsibility. Thank you!) Click here to sign into Express HR OR Click here to go to the Kroger site   All other members, be sure the payroll department  at your employer knows how much funds you  need deposited at your credit union. ***	84 years of service to Kroger Lou KMA employees and family members est. 1934 KEMBA Louisville CU 4017 Poplar Level Rd. Louisville KY 40213  kemba@kembaky.org 502.459.1411 800.536.2210 KAL 502.459.3327 800.455.3622 Hours: M 8-5, Tues 8-4, W 9-4 Thur 10-5, F 8-5 Holiday Hours: Closed July 4th 2018   Independence Day Need a MAP?!? Louisville, KY (Hours of Operation&Holidays - Click here) Get the Online Banking App for Smartphone   Before getting the app read this & then log into Online Banking Click HERE for a simple setup guide to Mobile Money App.   Click here or the picture above for the Rules & Agreement/Enrollment. and Click HERE for tips on using Mobile Deposit.   To locate a Credit Union Service Center  Outlet nearest you or anywhere in the U.S. of  America,click HERE!  To make deposits, withdrawals  and transfers. Your credit union is a member of this network of credit unions who service other credit union's members. Kinda like an ATM but with PEOPLE! ----------------- Click above to find out what it's all about!
Debit card users!   Because of stores' data-breaches & skimming , IF your card is ever listed on a Compromised Card list, your credit union will immediately block your card and reissue. Please be looking in the mail for a new PIN which will be followed by a new debit card!  Do not throw away any unexpected mail from the credit union before verifying what it is!   Your credit union advises you to take advantage of the Free Annual Credit Report to check for unusual activity. Link can be found on our Online Services menu page. Menu item is in the upper left of this page.      If you have questions, please call your credit union office. Thank you for your assistance and patience!	THE KEMBA Louisville Credit Union VISA ! To apply, click on the card above. (ELAN Financial's toll-free Phone (800) 558-3424)
Please be mindful when applying for a loan by using any loan application link on this site,  we are required to ask you to  send a copy of recent household income  verification to the credit union!  (Whether via FAX, email, intra-store or U.S. mail.)  It is required and needed to calculate your debt to income ratio. If you do not send in the needed  information, this will delay the approval process.
When you click on any link in our website here that takes you to any other website, please be aware of the following: ·         The member is leaving the credit union’s web site; ·         The member is linking to an alternate web site not operated by the credit union; ·         The credit union is not responsible for the content of the alternate web site; ·         The credit union does not represent either the third party or the member if the two enter into a transaction; and ·         Privacy and security policies may differ from those practiced by the credit union. Thank you for making note of the above each time you leave our website to go to an outside link!    * Example: 2.99% APR, 60 months = Rate per $1,000 borrowed monthly factor is $17.97.  A loan financing $20,000 would be a monthly payment of  $359.40 before any add-ons, such as Credit Insurance, GAP+ADR or Extended Warranty.