We are are OPEN! (As an 'essential' service - Finance - KLCU is OPEN until told to close for the COVID-19 outbreak.) Now is a good time to sign up for digital services! Ask us how.
COVID-19  Readiness:  KEMBA Louisville Credit Union is closely monitoring the developments of COVID-19 and is taking appropriate measures to mitigate the spread of illness. Our office is currently open with business as usual. Please watch for emails, social media posts, and announcements on our Media page for any updates. Be aware that scammers are using this time to separate you from your money and will attempt to steal your identity. Be vigilant!
COVID-19  Teller transactions at the Drive-Thru only. The Lobby is closed except for essential traffic. To contact the office, please use Email and phones, leaving a voicemail if necessary. We will call you back as soon as possible. Thank you for your understanding during this trying time. For Loan Applications, please use the links on this page or drop by the Drive-Thru.
Note: Our lobby is not open to other Co-op credit unions' members. Yet.
Note: The systems upgrade for the credit union has been postponed.
Watch for more information in future Newsletters and this website.

Whether you need help financing a new or used vehicle or boat, establishing a Home Equity line of credit, setting up an IRA, or just opening a new checking account, your Credit Union can help you. We offer a host of financial products and services to help you make the right financial decisions.  (Membership in KEMBA Louisville Credit Union is limited to  Kroger Louisville KMA employees including Central Fill, KDC employees of Zenith and Transervice, and family members of members.)    As low as 2.99% with 80% financing of NADA Clean Retail value, via downpayment or negotiation. (See *Example of payments at bottom of page!) Get PRE-APPROVED by applying online today ! (Be sure to send in copies of household income   for your loan application.) Lowest APR is based on credit score of at least 720  when the credit union employee pulls the report  from Transunion using  FICO-Classic04 scoring,  and financing 80% or less of the vehicle's MSRP or,  if a used vehicle,  NADA retail+options+or- mileage adjustment. Be sure to ask us about Credit Insurances,  GAP+ADR and Extended Warranty! These should be reviewed before finalizing any and all vehicle loans. *****  The "What's new" page is where you will find,  of course, What Is New! Such as the new phone Teller Line, and operation hours due to COVID-19. ***** The Annual Dinner/Business Meeting has been postponed. Because of COVID-19 the date  will be later this year. Check back often for a possible date announcement.  KAL (Kemba Access Line) is now TELLER LINE! Please see the What's New page for information about the new phone numbers, etc.  Ask a teller to help you get set up if you are not yet. ***  Kroger employees/associates! You are personally responsible for making  changes to your payroll so that your  checking has funds and your loans get paid.  (Before clicking on any link that will take you  outside of our website,  such as the Express HR  and Kroger website links, please  read and heed the  information at the bottom of this page regarding  how such action will be taking you out of our  website and responsibility. Thank you!) Click here to sign into Express HR OR Click here to go to the Kroger site   All other members, be sure the payroll department  at your employer knows how much funds you  need deposited at your credit union. ***   THE KEMBA Louisville Credit Union VISA ! To apply, click on the card above. (ELAN Financial's toll-free Phone (800) 558-3424)	85 years of service to Kroger Lou KMA employees and family members est. 1934 KEMBA Louisville CU 4017 Poplar Level Rd. Louisville KY 40213  kemba@kembaky.org 502.459.1411 800.536.2210    Teller Line 502.459.3327   Teller Line 800.309-8559 NOTE: our lobby is not open to other Co-op credit unions' members. Yet. Hours: Until further notice Only the Drive-Thru is for teller transactions. Lobby is CLOSED for essential traffic/ appointment only. See What's New Page for more information. M 8-5, Tues 8-4, W 9-4 Thur 10-5, F 8-5 Holiday Hours: Closed   May 25, 2020   Memorial Day NOTE: The credit union will be CLOSED May 1st, 2020 to update systems to better serve our members. More information in What's New and Newsletter! Need a MAP?!? Louisville, KY (Hours of Operation&Holidays - Click here) Get the Mobile TouchBanking App   BEFORE getting the app read this & then log into Online Banking Click HERE for a simple setup guide to Mobile Money App. REMOTE DEPOSIT for the Mobile Money TouchBanking App   Click here or the picture above for the Rules & Agreement/Enrollment. and Click HERE for tips on using Mobile Deposit.   To locate a Credit Union Service Center  Outlet nearest you or anywhere in the U.S. of  America,click HERE!  To make deposits, withdrawals  and transfers. Your credit union is a member of this network of credit unions who service other credit union's members. Kinda like an ATM but with PEOPLE! -----------------
ATM users: 5th/3rd Bank ATMs withdrawals only at branches! Not gas stations/convenience stores! Also, 5th/3rd Bank ATMs no longer accepts KLCU deposits. Now would be a good time to sign up and use REMOTE DEPOSIT! --------------------------------------------------------
Please be mindful when applying for a loan by using any loan application link on this site,  we are required to ask you to  send a copy of recent household income  verification to the credit union!  (Whether via FAX, email, intra-store or U.S. mail.)  It is required and needed to calculate your debt to income ratio. If you do not send in the needed  information, this will delay the approval process.
When you click on any link in our website here that takes you to any other website, please be aware of the following: ·         The member/user is leaving the credit union’s web site; ·         The member/user is linking to an alternate web site not operated by the credit union; ·         The credit union is not responsible for the content of the alternate web site; ·         The credit union does not represent either the third party or the member if the two enter into a transaction; and ·         Privacy and security policies may differ from those practiced by the credit union. Thank you for making note of the above each time you leave our website to go to an outside link.    * Example: Vehicle's NADA Clean Retail Value is $25K and you finance only $20K, THEN 2.99% APR, 60 months = Rate per $1,000 borrowed monthly factor is $17.97.  A loan financing $20,000 would be a monthly payment of  $359.40 before any add-ons, such as Credit Insurance, GAP+ADR or Extended Warranty.

KEMBA Louisville Credit Union, 4017 Poplar Level Road, Louisville, KY 40213-1523