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Truth-In-Savings Disclosure




Has  your ATM 
been lost or stolen?
Immediately, call 
(800) 528-2273
anytime, day
 or night, 
24 hours a day
7 days a week.
Be sure to tell them
that you are a
member of KEMBA
Credit Union
so that they don't
 think that you are
a member of simply
KEMBA, which is a
Cincinnati, OH
credit union.



Do you have a vehicle
or boat loan with KLCU?
Click here to go to
our insurance 
agent's website
 CHAT or upload a 
copy of your
insurance or info!

OR possibly use
your smartphone's
camera and this

Click to sign up now!

NOTE: Our website (THIS website) will be getting a FACELIFT soon! Don't be surprised when it looks differently in a few weeks or so. You may have to search for the website anew by entering in your web browser if our website doesn't pop up on the day of the release. Thank you.

Thank you for your Patience and your Kindness while the staff learns the new systems to better serve our members.

Whether you need help financing a new or used vehicle or boat, establishing a Home Equity line of credit, setting up an IRA, or just opening a new checking account, your Credit Union can help you. We offer a host of financial products and services to help you make the right financial decisions.

 (Membership in KEMBA Louisville Credit Union is limited to  Kroger Louisville KMA employees including Central Fill, KDC employees of Zenith and Transervice, and family members of members.) 

 New Lower vehicle interest rates! Starting AS LOW AS 2.25%
New lower rates,
as low as 2.25% with 80% financing
of NADA Clean Retail value,
via downpayment or negotiation.
(See *Example of payments at bottom of page!)
Get PRE-APPROVED by applying online today !
(Be sure to send in copies of household income
  for your loan application.)

The "What's new" page is where you will find,
 of course, What Is New!
Such as now
Members can Self-Enroll
with Online Banking.
Also, the new number for the
automated Teller Phone Line.
To read the

Newsletter, click HERE!
The Annual Business Report
from this year's annual meeting
can be found on the What's New
menu item in the upper-left menu.



 Kroger employees/associates!
You are personally responsible for making
 changes to your payroll so that your
 checking has funds and your loans get paid.
 (Before clicking on any link that will take you  outside of our website, 
such as the Express HR  and Kroger website links, please 
read and heed the  information at the bottom of this page regarding
 how such action will be taking you out of our
 website and responsibility. Thank you!)

Click here to sign into Express HR
Click here to go to the Kroger site  
This is the Kroger Company logo.

All other members, be sure the payroll department 
at your employer knows how much funds you 
need deposited at your credit union.


Please be mindful when applying for a loan by
using any loan application link on this site,
 we are required to ask you to
 send a copy of recent household income
to the credit union!
 (Whether via FAX, email, intra-store or U.S. mail.)
 It is required and needed to calculate your debt to income
If you do not send in the needed
 information, this will delay the approval process.


Love My Credit Union Rewards - Click to shop link.

This is a picture of the KEMBA Louisville C U VISA Credit Card
THE KEMBA Louisville
Credit Union VISA !
To apply, click on the card above.
(ELAN Financial's toll-free
Phone (800) 558-3424)

ATM users: 5th/3rd Bank ATMs withdrawals only at branches!
Not gas stations/convenience stores!
5th/3rd Bank ATMs no longer accepts
ANY credit union's deposits.
Ask us how to sign up for


When you click on any link in our website here that takes you to any other website, please be aware of the following:

·         The member/user is leaving the credit union’s web site;

·         The member/user is linking to an alternate web site not operated by the credit union;

·         The credit union is not responsible for the content of the alternate web site;

·         The credit union does not represent either the third party or the member if the two enter into a transaction; and

·         Privacy and security policies may differ from those practiced by the credit union.

Thank you for making note of the above each time you leave our website to go to an outside link.


  * Example: Vehicle's NADA Clean Retail Value is $25K and you finance only $20K on a new to 2 year old vehicle, (and the best credit score) THEN 2.25% APR, 60 months = Rate per $1,000 borrowed monthly factor is $17.65.  A loan financing $20,000 would be a monthly payment of  $353.16 before any add-ons, such as Credit Insurance, GAP+ADR or Extended Warranty.
If the credit score is the lowest score, then on a new to 2 year old vehicle 10.00% APR, 60 months = Rate per $1,000 borrowed monthly factore is $21.26. A loan financing $20,000 would be a monthly payment of $425.47 before
any add-ons, such as Credit Insurance, GAP+ADR or Extended Warranty.

Lowest APR is based on credit score of at least 720 when the credit union employee pulls the report from Transunion using  FICO-Classic04 scoring, and financing 80% or less of the vehicle's MSRP or, 
if a Used vehicle, NADA retail+options+or- mileage adjustment.
Be sure to ask us about Credit Insurances, GAP+ADR and Extended Warranty!These should be reviewed before finalizing any and
all vehicle loans.

 BBB KEMBA Louisville Credit Union BBB Business Review KEMBA Louisville Credit Union BBB Business Review 10 BBB Customer Reviews

Member Cellular Discounts with Sprint

KEMBA Louisville Credit Union, 4017 Poplar Level Road, Louisville, KY 40213-1523

87 years of service to

Kroger Lou KMA employees
and family members
Picture of the credit union sign on the brick wall as seen from Poplar Level Road.
est. 1934
KEMBA Louisville CU
4017 Poplar Level Rd.
Louisville KY 40213
Line 888.427.9396

our lobby is not
open to other Co-op credit
unions' members
... Yet.

for more information.
M 8-5, Tues 8-4, W 9-4
Thur 10-5, F 8-5

Holiday Hours:
Christmas EVE
8am - 12Noon
Picture of a waving U.S. Flag

December 24
Hours 8am - 12Noon

Closed Christmas (Sat.)

More information
in What's New
and Newsletter!

Need a MAP?!?
Louisville, KY

(Hours of Operation&Holidays - Click here)

Click HERE for a
short Preview on
Enrolling with
Online Banking.

for the Mobile
Money TouchBanking

 Click here for tips on using Mobile Deposit with your SmartPhone and credit union Online Banking App.
Click here or the
picture above for
the Rules &
Click HERE for tips on
Mobile Deposit.

Click here for the SMART way to do a Student Loan !

Ccredit Unions CO-OP -  Search other teller locations by clicking here!
To locate a
Credit Union Service Center
 Outlet nearest you
 anywhere in the U.S. of 
America,click HERE! 
To make deposits, withdrawals
 and transfers.
Your credit union is a member
of this network of credit unions
who service other credit union's
members. Kinda like an ATM
but with PEOPLE!

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