Whether you need help financing a new or used vehicle or boat, establishing a Home Equity line of credit, setting up an IRA, or just opening a new checking account, your Credit Union can help you. We offer a host of financial products and services to help you make the right financial decisions.
(Membership in KEMBA Louisville Credit Union is limited to Kroger Louisville KMA employees including Central Fill, KDC employees of Zenith and Transervice, and family members of members.)
As low as 2.99% with 80% financing
of NADA Clean Retail value.*
Get PRE-APPROVED by applying online today !
(Be sure to send in copies of household income
for your loan application.)
Lowest APR is based on credit score of at least 680
when the credit union employee pulls the report
from Transunion using FICO-Classic04 scoring,
and financing 80% or less of the vehicle's MSRP or,
if a used vehicle,
NADA retail+options+or- mileage adjustment.
Be sure to ask us about Credit Insurances,
GAP+ADR and Extended Warranty!
These should be reviewed before finalizing any and
all vehicle loans.
The "What's new" page is where you will find,
of course, What Is New!
Also, Almost New!
to protect your Identity and have 24/7/365 support.
Choose/Click on the name Fraud Defender in the Quick Links box to the left to start feeling safer now!
Even if you are not a member of
KEMBA Louisville CU, you can enroll !
Do YOU KAL? (Kemba Access Line)!
You can get your balances and make transfers
within the same account number.
KAL is your audio response unit, 24 hour touchtone phone teller.
Please be patient and listen to the menu options before
making a selection. Available World-Wide!
Phone (502) 459-3327 and Toll-Free (800) 455-3622.
KAL, the 24 hour touchtone phone teller!
Ask a teller to help you get set up to use KAL.
You are personally responsible for making
changes to your payroll so that your
checking has funds and your loans get paid.
(Before clicking on any link that will take you outside of our website,
such as the Express HR and Kroger website links, please
read and heed the information at the bottom of this page regarding
how such action will be taking you out of our
website and responsibility. Thank you!)
Click here to sign into Express HR
Click here to go to the Kroger site
All other members, be sure the payroll department
at your employer knows how much funds you
need deposited at your credit union.
84 years of service to
Kroger Lou KMA employees
and family members
KEMBA Louisville CU
4017 Poplar Level Rd.
Louisville KY 40213
M 8-5, Tues 8-4, W 9-4
Thur 10-5, F 8-5
Closed July 4th 2018
Need a MAP?!?
(Hours of Operation&Holidays - Click here)
App for Smartphone
Before getting the app
read this & then log into
Click HERE for a simple
setup guide to Mobile Money App.
Click here or the picture above for the Rules &
Click HERE for tips on using
To locate a
Credit Union Service Center
Outlet nearest you
or anywhere in the U.S. of
To make deposits, withdrawals
Your credit union is a member
of this network of credit unions
who service other credit union's
members. Kinda like an ATM
but with PEOPLE!
Click above to find
out what it's all
Debit card users! Because of stores' data-breaches & skimming , IF your card is ever listed on a Compromised Card list, your credit union will immediately block your card and reissue. Please be looking in the mail for a new PIN which will be followed by a new debit card! Do not throw away any unexpected mail from the credit union before verifying what it is!
Your credit union advises you to take advantage of the Free Annual Credit Report to check for unusual activity. Link can be found on our Online Services menu page.
Menu item is in the upper left of this page.
If you have questions, please call your credit union office. Thank you for your assistance and patience!
THE KEMBA Louisville
Credit Union VISA !
To apply, click on the card above.
(ELAN Financial's toll-free
Phone (800) 558-3424)
When you click on any link in our website here that takes you to any other website, please be aware of the following:
· The member is leaving the credit union’s web site;
· The member is linking to an alternate web site not operated by the credit union;
· The credit union is not responsible for the content of the alternate web site;
· The credit union does not represent either the third party or the member if the two enter into a transaction; and
· Privacy and security policies may differ from those practiced by the credit union.
Thank you for making note of the above each time you leave our website to go to an outside link!
* Example: 2.99% APR, 60 months = Rate per $1,000 borrowed monthly factor is $17.97. A loan financing $20,000 would be a monthly payment of $359.40 before any add-ons, such as Credit Insurance, GAP+ADR or Extended Warranty.