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Truth-In-Savings Disclosure

Electronic Funds Disclosure 



Has  your ATM 
been lost or stolen?
Immediately, call 
(800) 528-2273
anytime, day
 or night, 
24 hours a day
7 days a week.
Be sure to tell them
that you are a
member of KEMBA
Credit Union
so that they don't
 think that you are
a member of simply
KEMBA, which is a
Cincinnati, OH
credit union.


Did you give us and
your employer your
new address/phone?
Did you update your
info with 
Online Banking

Your Debit Card
may NOT work
if the zipcode has
not been updated.

Did you recently
received a
request from us
for a copy of
your auto/truck/
Click here to go to
our insurance 
agent's website
 CHAT or upload a 
copy of
your insurance!

Click to view the latest Newsletter !


        Annual Dinner/Meeting May 24th! see details below

Whether you need help financing a new or used vehicle or boat, establishing a Home Equity line of credit, setting up an IRA, or just opening a new checking account, your Credit Union can help you. We offer a host of financial products and services to help you make the right financial decisions.

 (Membership in KEMBA Louisville Credit Union is limited to  Kroger Louisville KMA employees including Central Fill, KDC employees of Zenith and Transervice, and family members of members.) 

 FALL into a GREAT Loan! Apply today!SPRING into a GREAT Loan!
Get PRE-APPROVED by applying online today !
(Be sure to send in copies of household income with your loan 
Lowest APR is based on credit score of at least 680
 when the credit union employee pulls the report from 
Transunion using  FICO-Classic04 scoring, and financing 80%
 or less of the vehicle's MSRP or, if a used vehicle, 
NADA retail+options+or- mileage value.
Be sure to ask us about Credit Insurances, GAP+ADR
 and Extended Warranty!
These should be reviewed before finalizing any and
all vehicle loans.


 The "What's new" page is where you will find,
 of course, What Is New!
Along with the latest Newsletter,
 you will find additional items of interest.

2017 Annual Meeting/Dinner
Click here for report
and pictures of 2016. This year's is
scheduled for May 24th, 2017!
Same location and same price.
Click here for request form and info.

Enroll with 
to protect your Identity and have 24/7/365 support.
Choose/Click on the name Fraud Defender in the Quick Links 
box to the left to start feeling safer now!
Even NON-Members may enroll ! 

You've heard the phrase
 "There's an App for that!".
If you have a smart cellphone and our  Online Banking,
 then log onto Virtual Branch Online Banking, 
select the Self-Service tab to see the Mobile Money link; 
then "follow the bouncing ball" to get the App.
For a simplified setup guide, click here.
To get the ATM and CU Service Center's Locations Apps for your 
mobile devices, see the links for each in the Quick Links
box to the immediate left.

See you next summer!

RE: Next holidays Closings-
Closed on Monday, 
May 29th,
Memorial Day
The notice dates above applies to our office, only,
 on Poplar Level Rd. in Louisville, KY.
For CU Service Centers
Click/choose HERE for info on 
the two Service Centers in Louisville, KY 


83 years of service to
Kroger Lou KMA employees
and family members
Your Credit Union Staff - Linda Retired Group Picture
est. 1934
KEMBA Louisville CU
4017 Poplar Level Rd.
Louisville KY 40213
KAL 502.459.3327

M 8-5, Tues 8-4, W 9-4
Thur 10-5, F 8-5
Holiday Hours:
Closed on Monday,
May 29th
Memorial Day

Need a MAP?!?
Louisville, KY

(Hours of Operation&Holidays - Click here)

Online Banking
App for Smartphone
 Mobile Money App Short Setup Guide - TouchBanking
Click HERE for a simple
setup guide to Mobile Money App.

Click here for the SMART way to do a Student Loan !
CU CO-OP Search other teller locations by clicking here!
To locate a
Credit Union Service Center
 Outlet nearest you
 anywhere in the U.S. of 
America,click HERE! 
To make deposits, withdrawals
 and transfers.
Your credit union is a member
of this network of credit unions
who service other credit union's
members. Kinda like an ATM
but with PEOPLE!


Auto/Truck Loans
as low as 2.99%

Apply by clicking on the Loan
Application link in the
Quick Links box to the far left
Click on the Applications
drop-down box at the
top of this page.
(Specific Conditions Apply)

 Debit card users!   Because of stores' data-breaches & skimming , IF your card is listed on a Compromised Card list, your credit union will immediately block your card and reissue. Please be looking in the mail for a new PIN which will be followed by a new debit card!  Do not throw away any unexpected mail from the credit union before verifying what it is!
     If you have questions, please call your credit union office. Thank you for your assistance and patience!

 Do YOU KAL? (Kemba Access Line)! 
KAL is your audio response unit, 24 hour touchtone phone teller.
 Please be patient and listen to the menu options before making a selection.
(There are times when you will be expected to press the 
pound/hashtag key.)
 Phone (502) 459-3327  and Toll-Free (800) 455-3622.
 KAL, the 24 hour touchtone phone teller!
Ask a teller to help you get set up to use KAL.


THE KEMBA Louisville
Credit Union VISA !
To apply, click on the card above.
(ELAN Financial's toll-free
Phone (800) 558-3424)


 Kroger employees!
You are personally responsible for making
 changes to your payroll so that your
 checking has funds and your loans get paid.
 (Before clicking on any link that will take you  outside of our website, 
such as the Express HR  and Kroger website links, please 
read and heed the  information at the bottom of this page regarding
 how such action will be taking you out of our
 website and responsibility. Thank you!)

Click here to sign into Express HR
Click here to go to the Kroger site  

All other members, be sure the payroll department 
at your employer knows how much funds you 
need deposited at your credit union.

 Click above to find
out what it's all

 Please be mindful when applying for a
 loan by using any loan application link on
 this site, we are required to ask you to
 send a copy of recent household income
to the credit union!
 (Whether via FAX, email, intra-store or U.S. mail.)
 It is required and needed to calculate your debt to
 income ratio.
If you do not send in the needed
 information, this will delay the approval process.


 Don't let rough weather be your reminder that we all need to review 
our credit reports for any evidence of possible IDENTITY THEFT on credit reports.
Personal items and papers from tornadoes can be found hundreds of miles away!
Disasters like this can serve as an opportunity for thieves, so let's all be vigilant in 
protecting ourselves and one another.

Please take time to consider Fraud Defender (see above) and to use 
the link on the Online Services page of our website for the Free Annual 
Credit Report.
  It does not cost anything to print out your credit report for review; 
then within 30 days, log back in if you have anything to dispute/correct.
The website is the Federally mandated site which is a hub for all three 
credit bureaus.  The credit bureaus will not spam your email account 
after registering. 
Read their TOS and Privacy statements.


Click here for more information on how Accel can benefit you!

 Some of KEMBA Louisville Credit Union's affiliations:
(Please read this before clicking on any links below that will take you away from our website and responsibility. Please read and heed the information at the bottom of this page regarding how such action will be taking you out of our website and responsibility. Thank you!)

NCUA - Federally Insuring your money to at least $250,000. Click for more information!       Equal Housing Lender                    CO-OP Financial Services

                    Accel -Member Financial Counseling


Louisville Credit Union BBB Business Review                 Route 66 Extended Warranty for Autos and Trucks.         Frost-Logo

When you click on any link in our website here that takes you to any other website, please be aware of the following quote from our compliance reports,:

·         The member is leaving the credit union’s web site;

·         The member is linking to an alternate web site not operated by the credit union;

·         The credit union is not responsible for the content of the alternate web site;

·         The credit union does not represent either the third party or the member if the two enter into a transaction; and

·         Privacy and security policies may differ from those practiced by the credit union.

Thank you for making note of the above each time you leave our website to go to an outside link!


Member Cellular Discounts with Sprint

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