Whether you need help financing a new or used vehicle or boat, establishing a Home Equity line of credit, setting up an IRA, or just opening a new checking account, your Credit Union can help you. We offer a host of financial products and services to help you make the right financial decisions.  (Membership in KEMBA Louisville Credit Union is limited to  Kroger Louisville KMA employees including Central Fill, KDC employees of Zenith and Transervice, and family members of members.)   Get a HOT Loan! Get PRE-APPROVED by applying online today ! (Be sure to send in copies of household income with your loan  application.) Lowest APR is based on credit score of at least 680  when the credit union employee pulls the report from  Transunion using  FICO-Classic04 scoring, and financing 80%  or less of the vehicle's MSRP or, if a used vehicle,  NADA retail+options+or- mileage value. Be sure to ask us about Credit Insurances, GAP+ADR  and Extended Warranty! These should be reviewed before finalizing any and all vehicle loans.   * PLEASE NOTE *  The "What's new" page is where you will find,  of course, What Is New! Along with the latest Newsletter,  you will find additional items of interest. 2017 Annual Meeting/Dinner Click here for report and pictures of 2017. Enroll with  to protect your Identity and have 24/7/365 support. Choose/Click on the name Fraud Defender in the Quick Links  box to the left to start feeling safer now! Even NON-Members may enroll !  You've heard the phrase  "There's an App for that!". If you have a smart cellphone and our  Online Banking,  then log onto Virtual Branch Online Banking,  select the Self-Service tab to see the Mobile Money link;  then "follow the bouncing ball" to get the App. For a simplified setup guide, click here. To get the ATM and CU Service Center's Locations Apps for your  mobile devices, see the links for each in the Quick Links box to the immediate left.    AMUSEMENT PARK TICKETS time is here! RE: Next holidays Closings- Closed on Tuesday,  July 4th, Independence Day The notice dates above applies to our office, only,  on Poplar Level Rd. in Louisville, KY. For CU Service Centers or Click/choose HERE for info on  the two Service Centers in Louisville, KY     Do YOU KAL? (Kemba Access Line)!  KAL is your audio response unit, 24 hour touchtone phone teller.  Please be patient and listen to the menu options before making a selection. (There are times when you will be expected to press the  pound/hashtag key.)  Phone (502) 459-3327  and Toll-Free (800) 455-3622.  KAL, the 24 hour touchtone phone teller! Ask a teller to help you get set up to use KAL.	83 years of service to Kroger Lou KMA employees and family members est. 1934 KEMBA Louisville CU 4017 Poplar Level Rd. Louisville KY 40213  kemba@kembaky.org 502.459.1411 800.536.2210 KAL 502.459.3327 800.455.3622 Hours: M 8-5, Tues 8-4, W 9-4 Thur 10-5, F 8-5 Holiday Hours: Closed on Tuesday, July 4th Independence Day Need a MAP?!? Louisville, KY (Hours of Operation&Holidays - Click here)     LOOK ! Online Banking App for Smartphone   Click HERE for a simple setup guide to Mobile Money App.     To locate a Credit Union Service Center  Outlet nearest you or anywhere in the U.S. of  America,click HERE!  To make deposits, withdrawals  and transfers. Your credit union is a member of this network of credit unions who service other credit union's members. Kinda like an ATM but with PEOPLE! ----------------- Click above to find out what it's all about!
Debit card users!   Because of stores' data-breaches & skimming , IF your card is listed on a Compromised Card list, your credit union will immediately block your card and reissue. Please be looking in the mail for a new PIN which will be followed by a new debit card!  Do not throw away any unexpected mail from the credit union before verifying what it is!      If you have questions, please call your credit union office. Thank you for your assistance and patience!	THE KEMBA Louisville Credit Union VISA ! To apply, click on the card above. (ELAN Financial's toll-free Phone (800) 558-3424)
Kroger employees! You are personally responsible for making  changes to your payroll so that your  checking has funds and your loans get paid.  (Before clicking on any link that will take you  outside of our website,  such as the Express HR  and Kroger website links, please  read and heed the  information at the bottom of this page regarding  how such action will be taking you out of our  website and responsibility. Thank you!) Click here to sign into Express HR OR Click here to go to the Kroger site   All other members, be sure the payroll department  at your employer knows how much funds you  need deposited at your credit union.
Please be mindful when applying for a  loan by using any loan application link on  this site, we are required to ask you to  send a copy of recent household income  verification to the credit union!  (Whether via FAX, email, intra-store or U.S. mail.)  It is required and needed to calculate your debt to  income ratio. If you do not send in the needed  information, this will delay the approval process.
Don't let rough weather be your reminder that we all need to review  our credit reports for any evidence of possible IDENTITY THEFT on credit reports. Personal items and papers from tornadoes can be found hundreds of miles away! Disasters like this can serve as an opportunity for thieves, so let's all be vigilant in  protecting ourselves and one another. Please take time to consider Fraud Defender (see above) and to use  the link on the Online Services page of our website for the Free Annual  Credit Report.   It does not cost anything to print out your credit report for review;  then within 30 days, log back in if you have anything to dispute/correct. The website is the Federally mandated site which is a hub for all three  credit bureaus.  The credit bureaus will not spam your email account  after registering.  Read their TOS and Privacy statements.

 Some of KEMBA Louisville Credit Union's affiliations:
(Please read this before clicking on any links below that will take you away from our website and responsibility. Please read and heed the information at the bottom of this page regarding how such action will be taking you out of our website and responsibility. Thank you!)

                           CO-OP Financial Services

When you click on any link in our website here that takes you to any other website, please be aware of the following quote from our compliance reports,:

·         The member is leaving the credit union’s web site;

·         The member is linking to an alternate web site not operated by the credit union;

·         The credit union is not responsible for the content of the alternate web site;

·         The credit union does not represent either the third party or the member if the two enter into a transaction; and

·         Privacy and security policies may differ from those practiced by the credit union.

Thank you for making note of the above each time you leave our website to go to an outside link!