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Fee Schedule


Effective January 1, 2016 the following fee schedule became effective. If you are opening a new checking account, upon 90 days of satisfactory checking experience, you will be automatically eligible for courtesy overdraft protection. If you wish to opt out of this program you must notify the credit union in writing.

 ATM Withdrawals (7 free per month)

$1.00 each after 7 per month

 ATM / POS Overdraft


 Card Replacement


 Non-Sufficient Funds (NSF) Returns (Drafts and ACH)


 Courtesy Overdraft Privilege Fee*


 Returned Deposit Item


 Stop Payment Order


 NSF Stop Payment Order


Copy of Check 


Copy of Statement


 Interim Printout of Account








 Dormant Account Fee

$5.00 per month 

     (No account activity for 6 months and less than $50.00 in account)  
 Account Research per hour


 Check Cashing


    (Member with no KEMBA Lou CU loans and less than $100.00 in aggregate shares.)  
Third Party Certified Check 


Processing Legal Request - (garnishments, tax levies, etc.)


Return Statement due to bad address


Early Account Closure (within 6 months opening account)


ATM Card Replacement


FAX Service for members personal business


Foreign Item Deposit


Money Order Fee


Reopen a closed account


Coin Deposit

2% of Deposit

Moving account at member request to new number (waived if due to fraud)


Verification of Deposit/Loans



 *Courtesy Pay Overdraft Protection will be available on your checking account 90 days after you open the account, if the account is in good standing. If you wish to opt out of this program you must notify the Credit Union in writing.
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KEMBA Louisville Credit Union, though sponsored by The Kroger Company, is independent from the Kroger Company and, also, all other and any 'KEMBA' credit unions.

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