Whether you need help financing a new or used car, establishing a Home Equity line of credit, setting up an IRA, or just opening a new checking account, your Credit Union can help you. We offer a host of financial products and services to help you make the right financial decisions.  (Membership in KEMBA Louisville Credit Union is limited to Kroger Mid-South marketing area employees, KDC employees of Zenith and Transervice, and family members of members.) WARNING! May 8, 2013 - There is a Phone Scam stating that your Debit card has been blocked and you need to respond by pressing a number on the phone to give/leave your card number information.  DO NOT give out any information! This is not from your credit union or ANY legit institution!   Get PRE-APPROVED by applying online today ! (Be sure to send in copies of household income with your loan application.) (Lowest APR is based on credit score of at least 680 when credit union employee  pulls the report from Transunion using FICO-Classic scoring, and financing 80% or less of the vehicle's MSRP or, if a used vehicle, NADA retail+options+or- mileage value.) DO YOU HAVE A DEBIT CARD! Fraud Alert - April 2013 Financial Institutions in the Louisville, KY area are experiencing high volumes of Debit Card Fraud. It is very important for you (the holder/user) to do your part to protect yourself by monitoring your account for fraudulent activity on a regular basis.  IF YOU NOTICE  A FRAUDULENT CHARGE on your account, please notify us immediately by calling (502) 459-1411 OR Toll-Free (800) 536-2210 , extensions 13, 14 or 0 (zero).  Please leave a message for us, if necessary. LEXINGTON, KY area member!: Your account has not been moved from KEMBA Louisville CU to UK Federal CU or Park Community!  Those are only two of the credit unions whose lobbies are open to all credit unions who participate in the Credit Union Service Center network - nationwide.  You do not have to open an account with any other credit union. We were here for you yesterday, today and tomorrow. KEMBA Louisville CU members in that area are welcomed at any of the ('other') local Credit Union Service Centers in the area.  To view locations, click HERE. The other area locations are available for teller transactions now. Check the link for hours of operation. For loan applications, please use the links here on our website to apply for loans or call us to have anything FAXed/mailed to you. Check out the About Us - Notices page for a list of holiday closings for KEMBA Louisville CU and select locations of the CU Service Centers in Kentucky.	KEMBA Louisville CU 4017 Poplar Level Rd. Louisville KY 40213  kemba@kembaky.org 502.459.1411 800.536.2210 KAL 502.459.3327 800.455.3622 Hours: M 8-5, Tues 8-4, W 9-4 Thur 10-5, F 8-5 Louisville, KY (Hours of Operation&Holidays - Click here)   To locate a Credit Union Service Centers nearest you or anywhere in the U.S. of America,click HERE!  To make deposits, withdrawals and transfers. Your credit union is a member of this network of credit unions who service other credit union's members. Kinda like an ATM but with PEOPLE!
* PLEASE NOTE * The "What's new" page is where you will find, of course, What Is New! Along with the latest Newsletter, you will find additional items of interest: Please note the new KAL (Kemba Access Line)!  Recently, our audio response unit was updated. The menus are different, so please be patient and listen to the options before making a selection. Phone (502) 459-3327  and Toll-Free  (800) 455-3622. KAL, the 24 hour touchtone phone teller!   Annual Meetings are the way that all members (the owners of the credit union) can mix pleasure and business; along with meeting with your staff outside the office. Plan NOW to make the June 5th 2013 meeting. RE: Next holidays Closings-  Memorial Day (May 27th), Independence Day (July 4th).  Click link below for all holidays and CU Service Centers and Lex. Center holidays and hours.) The notice dates above applies to our office on Poplar Level Rd. in Louisville, KY.	----------------- GREAT RATES ! Auto/Truck Loans as low as 2.99% ! Apply by clicking on the Loan Application link in the Quick Links box to the far left or Click on the Applications drop-down box at the top of this page. (Specific Conditions Apply)  ------------------------------   THE KEMBA Louisville Credit Union VISA ! To apply, click on the card above. (ELAN Financial's toll-free Phone (800) 558-3424)
Kroger employees! You are personally responsible for making changes to your payroll so that your checking has funds and your loans get paid. (Before clicking on any link that will take you outside of our website, such as the Express HR and Kroger website links, please read and heed the information at the bottom of this page regarding how such action will be taking you out of our website and responsibility. Thank you!) Click here to sign into Express HR OR Click here to go to the Kroger site   All other members, be sure the payroll department at your employer knows how much funds you need deposited at your credit union.
Please be mindful when applying for a loan by using any loan application link on this site, we are required to ask you to send a copy of recent household income verification to the credit union! (Whether via FAX, email, intra-store or U.S. mail.) It is required and needed to calculate your debt to income ratio. If you do not send in the needed information, this will delay the approval process.
The March 2012 rough weather has served as a reminder that we all need to review our credit reports for any evidence of possible IDENTITY THEFT. Personal items and papers from the tornadoes that hit southern Indiana were found as far away as outside Cincinnati, Ohio!  Disasters like this can serve as an opportunity for thieves, so let's all be vigilant in protecting ourselves and one another. Please take time to use the link on the Online Services page of our website for the Free Annual Credit Report.  It does not cost anything to print out your credit report for review; then within 30 days, log back in if you have anything to dispute/correct.  The website is the Federally mandated site which is a hub for all three credit bureaus.  IF the credit bureaus send you anything, they may only send you an emailed newsletter every few months or so and will not spam your email account.	Time is running out for you to sign up to  come to Dinner and the Annual Meeting!  date: June 5th 2013 (Tickets are required for the Dinner, only. Attending the Meeting at 7pm does not require purchase of tickets.)  Map of Annual Meeting  Location:  Click here!

 Some of KEMBA Louisville Credit Union's affiliations:
(Please read this before clicking on any links below that will take you away from our website and responsibility. Please read and heed the information at the bottom of this page regarding how such action will be taking you out of our website and responsibility. Thank you!)

When you click on any link in our website here that takes you to any other website, please be aware of the following quote from our compliance reports,:

·         The member is leaving the credit union’s web site;

·         The member is linking to an alternate web site not operated by the credit union;

·         The credit union is not responsible for the content of the alternate web site;

·         The credit union does not represent either the third party or the member if the two enter into a transaction; and

·         Privacy and security policies may differ from those practiced by the credit union.

Thank you for making note of the above each time you leave our website to go to an outside link!